The Influence of Intellectual Capital and Income Diversification on Competitive Advantage and Its Implications for the Financial Performance of the Banking Industry

Siti Dewi Kutria Lasmawati, Rudi Zulfikar, Nurhayati Soleha

Abstract


The purpose of this study was to determine the effect of Intellectual Capital and Income Diversification on Competitive Advantage and its implications for the Financial Performance of the Industry. The research used is descriptive quantitative. Data obtained from the annual reports of banking subsector financial sector companies listed on the Indonesia Stock Exchange (IDX) in 2017-2021 using purposive sampling data collection techniques. The data analysis used uses the SPSS Version 26 for windows application. The results of this study indicate that the intellectual capital variable affects competitive advantage while income diversification has no effect on competitive advantage, and the competitive advantage variable affects financial performance.


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References


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